On a scale of 1-5, I wish I could give them a 6.
I called Optimal Debt Solutions about 3 1/2 years ago when I could just no longer deal with the credit card debt I had gotten myself into (stupidly) and had just hit rock bottom. I was assigned to Michael Faust as my account manager. From the beginning, Michael made me feel comfortable, understanding of my predicament and that together we would get through this process. He was always responsive and patient with me (I can be obsessive sometimes!); he was always truthful with what was being done and worked through any issues I had. I did get sued at one point by a company but Optimal Debt Solutions, again, worked with me and got me through that hard part as well. 3 1/2 years later, as they stated when I started, I am out of credit card debt and able to start rebuilding my financial life. I am not happy that I got into credit card debt in the first place (I was a stupid college student) but I was lucky to be referred to First Choice and able to have this second chance. On a scale of 1-5, I wish I could give them a 6.
- Brynne Macomber
Thank you for the quick response and your help.
So after a miss understanding I left a comment on here and the manger called me within 30 mintues of me leaving the review. So I want to say thank you for the quick response and your help.
- Quinysha Williams
Optimal Debt Solutions is a wonderful company to work with.
My experience has been very good with Optimal Debt Solutions. I was treated well and the staff were kind and efficient. We were given a plan as to how our accounts would be paid and all went as it should have. thanks to that plan we have cut our debt down immensely. And in a much shorter time than expected. Optimal Debt Solutions is a wonderful company to work with.
- Barbara Clark
They contacted may collectors and negotiated a settlement.
Easy ..... They contacted may collectors and negotiated a settlement, then paid them. I paid a lower monthly payment until the collections were satisfied
- Randy Huff
I thank this company.
This process took me 4 years to complete but because my balances were $0.00 i was able to refinance my home and get cash back. I thank this company.
- Jenn Kearney
They got me out of debt for roughly half of what I owed.
I had to many creditors to counts. They got me out of debt for roughly half of what I owed. The people were helpful and always kept me informed when another deal had been made.
- Chris Holdread
Awesome very nice kind and helpful.
- Tracy Slaick
So grateful for everything they have done for me.
I have had such an amazing experience with Optimal Debt Solutions! They went above and beyond my expectations... Any misunderstandings, or questions were cleared up within a timely manner... I am Soo grateful for everything they have done for me.
- Michele Sciubba
Great program deff saved me alot of money.
- Shannon Meadows
Very helpful and always prompt on return emails and phone messages!
- Ronald Buller
My Optimal Debt Solutions experience was absolutely awesome.
My Optimal Debt Solutions experience was absolutely awesome—they helped me get out of debt! Thank you Michael Faust and staff!
- Matt Jessup
Good program-it works-highly recommend.
- Michelle Eady
Absolutely pleased with this company.
Absolutely pleased with this company. More than accommodating and very professional.
- Andrew Dodge
They got all my accounts settled in timely matter.
Everyone is really nice and they really know what they are doing. They got all my accounts settled in timely matter.
- Kristina Berwa
Never thought it would be this simple.
Was trying to get a mortgage, my loan officer pointed out one negative thing on my credit report, told me if I could get it removed, my score would go from a 669 to a 719. I googled credit repair services, signed up here, and now it’s off my record. Never thought it would be this simple. Thanks Joan and Nicole!
- Harrison Totherow
I'm so far very satisfied with this company.
Update. After 6 months with this company I'm happy to say they settled 2 of my 6 accounts I have with them. I used to pay a big amount but not anymore. I got them to lower my monthly payments. I'm so far very satisfied with this company.
- Roy Diaz
I am so grateful.
I will go back to First Choice if I ever need them again. They did a fabulous job of helping me and a family member settle some debt. It took time, but we are in the clear thanks to them. I am so grateful.
- Michelle Rosenlof
Thank you for your patience and understanding.
When I first contacted Optimal Debt Solutions I was literally drowning in debt. I had been out of work for about 18 months, and was living off of my credit cards. When I got back to work my cards were maxed out, I had 31k in credit card debt, and my minimum payments were over $700 a month. I couldnt sustain the situation. A buddy of mine from the Army recommended Optimal Debt Solutions, and they really did change my life. They cut my monthly payment in half, and although my program was scheduled to last 36 months, I was done in 30 months and they sent me a refund check. Today, I am shopping to buy a home, have no credit card debt and my life is so different from the bleak reality I was trudging through 4 years ago. Mr. Harrison, Mr. Fischer, and Ms. Brooks, thank you for your patience and understanding. My family thanks you as well.
- Micheal Rogers
All of the people I dealt with were very helpful and professional.
All of the people I dealt with were very helpful and professional. I aleadal have recommended them to a friend if mine
- Debbie Young
I highly recommend using them for any help you may need.
I had a great experience with communication and customer service. I highly recommend using them for any help you may need.
- Jada Smith
They have truly gone above and beyond in helping me.
The staff and managers at Optimal Debt Solutions have been the best. Professional, courteous, and very knowledgeable, they have guided me through a very challenging time in my life. I would recommend them to anyone who finds themselves in a difficult financial situation and needs advice. They have truly gone above and beyond in helping me.
Was always treated well by the staff.
I had a positive experience with Optimal Debt Solutions and was always treated well by the staff.
- Diane Guidici
My experience with this company was wonderful.
My experience with this company was wonderful. They helped me wipe out my credit card debt and always communicated with me about what was paid off and the amount. I would recommend this service to anyone struggling with debt.
- Dorothy Lepthien
This helped us get out of debt quicker.
I highly recommend Optimal Debt Solutions as they well informed us of each settlement and handled all the calls from creditors from day 1 for us. This helped us get out of debt quicker and especially helped us semi-retire sooner as well.
- Susan Duarte
- Susan CA
Couldn’t be more happy w/ them!!!!
This company helped me out in so many ways. I recently graduated from their program and am debt free from what I owed. They were in constant contact w/ me every step of the way. Couldn’t be more happy w/ them!!!!
- Jay Leonardo
Reliable company to help with debt relief!
I was helped by Daniel Fisher and Joe Creasy. They were able to pretty much cut my debt in half. They were totally transparent with me and always kind and responsive. You don't need to look anywhere else if you are trying to find a reliable company to help with debt relief!
- Leroy Griffith III
Helped explain what I need to do and calmed me down.
Daniel helped me and talked me down so much. I am in a troubling position and terribly confused, and he has helped explain what I need to do and calmed me down.
- Kaitlin Anderson
The staff has been very helpful.
The staff has been very helpful. They are always very courteous.
- Kevin Stringfellow
We are truly grateful.
2 years ago my wife and I had more debt then we could handle. I was recovering from Cancer and we were surviving solely on our social security. Everyday it seemed to get worse until it looked like we were going to have to sell our family home. Optimal Debt Solutions really changed our life, and Im not one to write something on the internet. They did exactly what they said they would; took 6 credit cards and settled for less then half of what we owed. More importantly, they gave us a single monthly payment we could afford. My wife wanted to make sure that Daniel Fisher received recognition, because he really took the time to hear us out again and again. Also, Nicole Pinn was wonderful. We are truly grateful.
- Douglas Zimmerman
If your serious about getting out of debt, call them, you have nothing to lose.
I was a client of Optimal Debt Solutions and I want to thank them for doing a great job and being an ethical company. I had misgivings about debt settlement and they were entirely wrong. First Choice did q wonderful job helping me get out of debt. They told me to make my payment for a set number of months and I would be out of debt. THAT IS EXACTLY WHAT HAPPENED. I want to thank Daniel Fisher who talked me off the ledge more then once. If your serious about getting out of debt, call them, you have nothing to lose.
- Sandy Beeman
If you need help, look no further.
Optimal Debt Solutions is a wonderful organization. My wife had run up our credit cards while seeing me through cancer treatment. We're both on social security, and when I was healthy, we quickly realized our fixed income was never going to get us out of debt. We were lost and scared. We didn't want to leave our family with our mess. We spoke to a Bankruptcy lawyer and that wasn't for us. My wife's sister had used Optimal Debt Solutions, so we called. We liked their A rating with the BBB, and everyone we spoke with truly wanted to help us, we were unique people more then we were "customers". After enrolling with Susan we ended up speaking with Daniel. And he made it straight forward, we make our payments for the period outlined in our contract and leave the rest to them. To our surprise we end up completing our program 5 months early and we received a large refund check to boot. If you need help, look no further. -Mr. &Mrs. Anonymous.
- Anthony Gardner
This is a exemplary Company. I have nothing but good and respectful things to say about the workers/ and or owner of this Business. Honest, dependable in what is told to you.
- joe curry
Wonderful company Everything that was promised was accomplished Good communication and notifications Highly recommend.
- rosa scott
I was very impressed
I was very impressed with the professionalism and the attentiveness of assisting me in clearing some of my smaller debts. Optimal Debt Solutions was amazing in working with me Tom start to finish.
- Carolyn Patton
This company has helped me change my life. They are caring and very helpful with every question I have ever asked them. I would highly recommend this company for any Debt Consolidation needs.
- Amber Zellner
They make it easy on you
They make it easy on you while they handle all the stress. It was convenient for me to communicate with them, phone or email and that's what I need as a working mom!
- Ma McNurlin
Great customer service
Great customer service. Rebecca Kelly provided exceptional service and and very instrumental in my success in the program.
- Novelette Riley
One of the most professional people I have ever dealt with..
Mark Webster is the guy who helped me.. One of the most professional people I have ever dealt with.. Every question I had he had the answer.. Thank you so much Mark
- Jimmy Bobinger
Nick was exceptional and very understanding of my Situation and went above and beyond to help me in anyway possible. Definitely recommend!
- Savanah Lusk
I am super excited to get started
Spoke to Nicole and she was super nice and helpful and knowledgeable I am super excited to get started
- Caitlyn Harp
I feel secure with this company.
Nicole Brooks was amazing she answered all my questions without hesitation. She was very welcoming and knowledgeable. I would recommend her any time. I feel secure with this company.
- Zoe Bee
I truly appreciated she's very professional and walk me through every process.
I decided it was time to clear my debt but then I didn't know where to turn in order to see who I owed and how much I owed and every time I put in how to clear my debt it brought me to different debt consolidators so I picked one out of the bunch and it was you guys the person that I spoke with was very helpful very honest she was very clear and precise I understood everything that we were doing and we're going to do I was left with no questions only answers which I truly appreciated she's very professional and walk me through every process that I needed to so I wasn't trying to guess at what to do and her name is Nicole
- nancee roll
She's a good worker and her customer skills are amazing. She is very nice .
Letty cockrum was helpful through the whole process, she took the time to explain everything to me step by step. She made my call very comfortable and fast. She's a good worker and her customer skills are amazing. She is very nice .
- malaysia hollinquest
Very professional. And did amazing work!
Mark Weber was awesome friendly and helpful. Very professional. And did amazing work!
- Tina Wilkins
- Hannah Czarnaski
- Shannon Schuler
I would recommend to everybody I know.
I talked Terra hintz and she was absolutely professional polite funny and a pleasure to talk to you I would recommend everybody I know who needed help with their debt to Terra
- Sonny Ochoa
Very nice and responsive
Very nice and responsive willing to help me super polite on the phone . Got me all set in a few minutes !
- Ashley finke
Nicole was very friendly and always willing to help.
Nicole was very friendly and always willing to help. She explained each step to me so I could understand it. Thank You
- vicky seward
- Hawa Anter
- Nikko Crespo
Nick was great and very knowledgeable about that program.
Nick was great and very knowledgeable about that program. Made me feel much better than I did before I talked to him
- Kristen Kukan
Thanks Abel for all your help and patience
- Janely Guzman
She also was very understanding and empathetic to my situation.
I had the great opportunity of speak with an awesome representative by the name of Terra. Terra was one of the best representative I've ever spoken with. She was very knowledgeable, pleasant, patient and kind!!! She also was very understanding and empathetic to my situation, I feel so much better since she helped me!! Thank you so much Terra!
- Mary Gary
Very professional and extremely helpful.
Letty, truly helped me with my situation. Very professional and extremely helpful.
- Ce Sullivan
Nicole was awesome!
- Mindy Morhardt
Amazing job done!
- Tony Horn
Terra was amazing and helpful.
Terra was amazing and helpful. I am so happy I can finally get me get debt free and placing my mind at ease. Thank you
- Princess Zayath
Great work you guys!
- Saray Hermosillo
Extremely polite and professional..
I spoke to Nicole Brooks and she went above and beyond to answer all of my questions she was extremely polite and professional... Awesome experience Thanks Again
- JIM Moore
- kristina mccullough
Great experience on the phone with Christie very knowledgeable and professional.
Great experience on the phone with Christie very knowledgeable and professional answer all my questions and concerns will recommend to family and friends great job
- Uncle Drew
It was a pleasure talking with you you are very understanding very kind.
It was a pleasure talking with you you are very understanding very kind and very sweet about it I am so happy that you were able to help me you made my day if I hear of anybody that needs help I'll definitely send them your way God bless you and have a very nice day Thank you very much Terry Kemp
- Terry Riggle
Nick was my representative and very knowledgeable and patient.
Nick was my representative and very knowledgeable and patient. He explained everything in detail and was a pleasure to work with for a debt solution.
- Lisa Smith
I spoke to Nicole brooks and she was very helpful.
I spoke to Nicole brooks and she was very helpful, she explained everything so clear and understanding and answered all my questions.
- Ana Baez
I highly recommend this company. Thank you Terra!!!!
Terra is awesome!!! I called in despair of needing help, once the call switched to Terra, it was on!! She is very patient and over the top helpful concerning the needs of others. She explained how the business works and told me things will get better from there. That statement hit home. That statement gave me hope for a way better future. I am very well pleased to know that there are people (angels) out there to help you. God and Terra knows my situation. I am more than honored to have a kindhearted person such as Terra to be an assistant during a difficult time. I'm very much please with this company. Faithfully speaking, I highly recommend this company. Thank you Terra!!!!
- Rushonda Britt
Nick was very professional he made me feel at ease with something I had no clue about.
Nick was very professional he made me feel at ease with something I had no clue about. He was cool and answered all my questions in a manner I could understand. Thanks Nick!
- Steve Santiago
Nichole was great and helpful. Thank you!
- Bamlak alemseged
Thanks for relieving my stress. Looking forward to this program.
Miss Christy was very helpful and made this process possible. She answered all my questions and I as very knowledgeable about this matter. Thanks for relieving my stress. Looking forward to this program.
- Raymond Brown
Nicole was very helpful and informative.
Nicole was very helpful and informative, made my day. Thanks Nicole.
- Yvette Phillips
I recommend him and his professional personality to anyone.
Mark helped me to get my life back on track. He is very professional and he was very patient with me. I recommend him and his professional personality to anyone. Thanks again Mark.
- David Engel
Thanks Optimal Debt Solutions.
I was so depressed and did not know where to turn when I got this email from a wonderful company and fantastic person Joy Nelson who walked me through their program to help people get out of crushing debt. Joy went the extra mile to get me organized and take at least half my bills off my back and I only need pay one payment per month instead of 6. Now I can at least breathe. Thanks Joy. Thanks Optimal Debt Solutions!!!!
- Charlotte Massey
Very nice, very helpful, and very understanding.
I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was I called optimal debt solutions looking for guidance concerning a lean on my license, the lady I spoke with, Nicole, was very nice, very helpful, and very understanding. Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME! Even though there was not much she could actually do for me, she still gave me advice based on personal experience, in doing so, she helped me more than she knows. Nicole, you are AWESOME!
- David Moody
- Tony Walters
Nicole was great very professional and helpful.
Nicole was great very professional and helpful
- Gene Mceachearn
Great experience with them.
- Joanie Kelley
Nicole made me feel a bit more at ease.
I am very timid about these things due to having bad experiences with another company. However, Nicole made me feel a bit more at ease.
- Shelia Davis
- Cody Watson
Abel was great.
- Edidyer Ahumada
Nicole Brooks was absolutely wonderful.
Nicole Brooks was absolutely wonderful. She listened carefully to my needs without any judgement. She walked me through the whole process with ease and answered all of my questions. I really appreciated her patience, kindness and empathy. Thanks to her and First Choice, I feel a lot more confident about my future finances.
- NJ Zonis
Joy was excellent!
Joy was excellent! I was very comfortable through out the initial process!
- Lindsey Delair
Nicole Brooks is awesome, she really helped me out.
Nicole Brooks is awesome, she really helped me out...thank you Nicole Brooks and God bless you
- Greg AbdulKareem
Abel was very informative and courteous. Very helpful Carole Burton
- Carole Burton
- Hasina Allo
I found they were very helpful and reassuring
I found they were very helpful and reassuring
- Lynn Eickmeyer
Nicole was very knowledgeable about her job.
Nicole was very knowledgeable about her job and how to help out her client and got the job done
- Tyrone Allick
Very helpful professional and respectful.
I spoke with Nicole Brooks she was very helpful professional and respectful. Answered my questions without leaving me more confused then I was to begin with.
- Amanda Winters
- nichole robb
I’m so happy with my outcome.
Mark Webster was so helpful and understanding and I’m so happy with my outcome.
- Theresa Graham
Nick was very professional and honest.
Nick was very professional and honest. After reviewing my situation he offered me the best solution that would work for me and I chose the best program that was right for me. It was a pleasure working with Nick.
- Grace Stona
Great professional people.
- Amber Foreman
I would recommend the program to anyone.
I had loans and I didn't know which way to turn and I spoke to Nicole M Brooks and she was very helpful even though I was able to work out my situation on my own I would recommend the program to anyone who finds themselves in whatever situation they find themselves in.
- debra ladybug collins
Definitely recommend her!
Terra Hintz was exceptional & helped me out so much and explained everything to me in detail. Definitely recommend her!
- Esmeralda Aguirre
Really helped me figure everything out.
Abel answered my questions, and really helped me figure everything out
- Gabrielle Brandt
He is a wonderful person to work with.
Abel was very helpful and professional and answered all our questions. He is a wonderful person to work with.
- Lee Lavalley
- Jessie Bilal
I would highly recommend.
- stevan vlaykovich
He was professional but at the same time friendly.
Mark was very forthcoming with all information needed for me to make the decision to clear my debt. He was professional but at the same time friendly which gave me the confidence to start making my credit better. Thanks so much Mark.
- Victoria Lewis
Abel was Extremely professional.
Abel was Extremely professional helped me through a major crisis!
- Angelina Lara
Nicole was amazing very relatable and professional!
Nicole was amazing very relatable and professional! Made me feel at ease and not embarrassed about my financial situation. I feel confident that this was a great decision for my credit future.
- Mellie M
Abel was awesome.
Abel was awesome I thought I would’ve never been debt free but thanks to him I’m on my way to be and he made it so simple to be thank you Abel.
- Nicholas Ornelas
- Gregory Gary III
Terra was extremely helpful.
Terra was extremely helpful. She truly cared about helping me consolidate my debts and have a fresh beginning! Thanks.
- Rosa Olivera
Abel really made sure I was taken care of.
Abel really made sure I was taken care of. He answered all my questions, in detail and made me feel a lot better about my situation! Thank you!
- Abel Nightrhode
Such a great and helpful representative.
Such a great and helpful representative. Nicole Brooks explained the process to me with clarity and i understood the process of being in this program. Thank you so much nicole for being awsome! Looking forward to working with her and getting my credit score up!
- Abigail Remorin
Excellent service. I am so happy with Terra. Thank you
- Jesus Manuel Rosado Arencibia
Nicole Brooks was amazing.
Nicole Brooks was amazing. She was more than friendly and helped me understand how to move forward with this process. I was very impressed with her knowledge and her ability to quickly get the ball rolling within 10 short minutes we had completed the first steps. It was a very positive and peasant experience and I will definitely recommend her !
- Heather Hale
Very kind and did everything she could to help me.
I spoke with Nicole. She was very kind and did everything she could to help me. While my debt is not piled up enough to really need these services, I will definitely look into this in the future should I ever find myself in that position.
- Victoria Rogers
Nick was very professional.
Nick was very professional After reviewing my situation he offered me the best solution that would work for me It was a pleasure working with Nick.
- Shane Anderson
Nicole was such amazing help.
Nicole was such amazing help, she was super understanding and knowledgeable. I’m so happy she took my call today and excited to kick the debt away.
- Elluisa Docena
Able is amazing and extremely helpful.
Able is amazing and extremely helpful. Super personable and a huge weight off my mind.
- John Appleton
Able was great.
Able was great answered all my questions very helpful
- jesse delfin
Thanks for the help and awesome info!
Thanks for the help and awesome info!
- Ty Howard
Nicole was great.
Nicole was great I was having so many issues trying to find some help and I finally found it thanks to her and the team!
- Brad Zavala
Great customer service.
- Raamya Crow
Christy was fantastic.
Christy was fantastic. So patient because I don't do real well with new technology. But she patiently guided me. She is a keeper!
- Ruby Morales
I would highly recommend.
- Lasehll williams
Abel was great. Very professional.
Abel was great. Very professional.
- Ingrid Connelly
Abel was fantastic!
Abel was fantastic!
- Marcella Petko
Knowledgeable and professional.
- Coco Artistry
Highly recommend Abel.
Was very helpful with what I needed and got me at the balance I need. Highly recommend Abel.
- Jessica Allen
- david mcbride
Nicole has been awesome to work with.
Nicole has been awesome to work with. 100% transparent, clearly communicates expectations and took the time to evaluate our situation for the best solution! My wife and I look forward to working with her.
- Zeshan Atiq
Nichole was very helpful and finally set my mind at ease.
Nichole was very helpful and finally set my mind at ease. The first I felt in days.
- Philip Jessup
It was quick, efficient, and kind service.
Mark helped me with all of my questions. It was quick, efficient, and kind service. I feel like I can start to breathe again, and that a path is clearing for me to step into this next phase.
- Crystal S.
- Michele Curtis
I would highly recommend them.
- William Robert Egan JR
Nicole was wonderful!
Tara was very polite very professional.
Tara was very polite very professional she help me with this process all The way through Because of her willingness to work with me in and talk me through this was the reason why I signed up for this program in the 1st place I had other company trying to get me to sign make them to do this when I wish only do it with one company of or another anyway but all the other ones were not as willingness to work with me like Tara was she Good at her job she made me feel comfortable And made it less stressful for me to go through this process I really appreciate Thanks for your kindness Tara have a nice day
- Glen Muller
Abel was a great representative.
- Stephen Manley
I would recommend her to other people.
Terra was very helpful and answered all my questions. I am glad i had her to talk to about my solutions. I would recommend her to other people.
- Carol Nelson
- Richard Tyree
Abel was extremely helpful & educational. Thanks!
- Sleep Breathe
Highly recommend speaking with her!
I had the best experience with Nicole she made sure that all I needed was going to be taken care of. Highly recommend speaking with her!! Thank you Nicole!
- Rebekha Price
Nick was very thorough and understanding of my situation.
Nick was very thorough and understanding of my situation. He worked with me, answered all my questions, some even before I got to ask them. My debts are being consolidated and in 3 years I’ll be debt free!!!
- Greg Hoehn
Will recommend her to friends!
Nicole was super informative and pleasant to speak with. She helped put us on the right path! I will be calling her in the future and will recommend her to friends!
- Bonnie Patterson
Abel helped me.
Abel helped me put all of my credit card debt into one account that will definitely help me! Thank you
- Serena Lucey
I highly recommend this company.
- Dalubhasa Ploy
Nicole was not only helpful but caring!
- Renee Sites
Nicole helped me and she was great.
Nicole helped me and she was great I’m looking forward to getting back on track
- Suleika Moreno
Nick was awesome.
Nick was awesome. He help answer all of my questions and was very understanding and took his time to help me with my issues. Thank you Nick and God bless you abundantly.
- Tania Ng Lam
Christy Ashe was very knowledgeable.
Christy Ashe was very knowledgeable and was able to answer all my questions. Very pleasant to speak with and didn't make me feel horrible for the amount of debt I have. She took a hundred pounds off my shoulders. Can't wait to be debt free. Thank you Christie for your kindness.
- Rhonda Pinckney
I would highly recommend this company
Joy Nelson was awesome talking to and walked me thru the program each step of the way. I would highly recommend this company
- Mike Clark
Nicole Brookes was great working with me.
Nicole Brookes was great working with me. It is such a relief to be able to get help with my debt . Nicole was a great help answering my questions, giving guidance along with patience.
- Lisa Holbrook Thorndike
Mark Webster showed outstanding customer service.
Mark Webster showed outstanding customer service and explained everything in a way for me to fully understand the agreement.
- Tae Phifer
I highly recommend them to anyone .
Optimal Debt Solutions is the best that anyone can hope for regarding Credit Repair. Nicole and Joan went overboard with their craft in getting my credit repaired. These ladies are geniuses in their craft. I highly recommend them to anyone who needs assistance.
- Darrell Thibodeaux
- Adrian Beverly
Abel was very helpful and professional.
Abel was very helpful and professional in explaining the program to me
- Carmen Francia
Mr. Abel Castro did an outstanding job.
Mr. Abel Castro did an outstanding job helping me with my debt problems. I'm ready to get the ball rolling.
- Jc Robinson
Terra Hintz was great she explained everything clearly and answered all my questions professionally. Great Service.
- Magy Tapia
5 stars definitely.
Nicole was very helpful with getting everything setup and had a very pleasant attitude when we spoke. 5 stars definitely
- Richard Baker
Christy was absolutely amazing.
Christy was absolutely amazing. She was very kind and bubbly. She took the time to make sure I understood what was going on throughout the process. I’m so happy with my experience. And I’m excited to work with this company.
- melissagrace hughley
Christy was a great help to me today!
Christy was a great help to me today ! Thanks so much ! Glad to be on a better road to success !
- Juju2 Two
Made my debt consolidation process go smoothly.
Nicole was my agent and working with her has made my debt consolidation process go smoothly. She truly cares about what you need and she went above and beyond to make sure I had all the information required to make the right decisions. Thanks darling I really appreciate your kindness!!!
- Paidra Porter
Great customer service.
- Latoya Wallace
Nick was very good and helping me understand all.
Nick was very good and helping me understand all and setting up payments very easy And paperwork explained it very well and made it very easy to sign and complete thank you Nick I will definitely refer you
- Jodi o'dell
They have the best people to help.
- Danielle Cox
I would highly recommend them.
- Leondra Bullard
Nicole was the absolute best.
Nicole was the absolute best. I was stressed and worried about my debt. She listened to me and then explained my options to me in detail. She went over my paperwork with me and asked me if I had questions. Most importantly, she empathized with me and let me know that she understood my feelings. She made sure that I had all of her contact information and told me that I could call her with questions anytime. It feels so good to have a real person who really cares
- April Farmer
I’m well off to paying off some debt thank you.
Abel Great appreciate the help and I’m well off to paying off some debt thank you
- darius gumbs
Abel was very helpful.
Abel was very helpful and he got to the bottom of my Situation and I greatly appreciate him for taking his time with me today
- Michelle Belton
Excellent customer service.
Abel been really great help on my issues, and very professional and great knowledge and excellent customer service.
- Salome Deguzman
Awesome people. Highly recommend.
- Betty Fondren
Thank you for your help good job helping me.
Terra I’m happy to hear from you and thank you for your help good job helping me.
- Erone Edmondson
He made the process a great one!
Nick was amazing. He made the process a great one! He made sure I was confident in trusting the program.
- Azzie Woods
Terra was very professional, informative, and calmed my nerves.
Thank you Terra. Terra was very professional, informative, and calmed my nerves. I appreciate Terra for guiding me through the process to begin tackling my debt. Thanks Terra!
- Joanna Horne
Very good service.
I spoke to Nicole and she was able to help me get one monthly payment to pay off my debt. Very good service and very good option to use to consolidate debt
- Tyrique V-B
Nicole B. was extremely helpful.
Nicole B. was extremely helpful in providing me the information and knowledge I needed. Gave me great advice and was honest with me. Really friendly and nice, and most importantly, when dealing with over the phone customer service, was easy to work/talk with. She listened to me, did not interrupt me, and provided guidance. I wish more companies had great employees like Nicole! Thank you Nicole for all of your help!
- Jesus Orozco
Abel was very helpful and efficient.
Abel was very helpful and efficient at getting my account all set up.
- Shantriel Fields
Abel was awesome to work with.
Abel was awesome to work with, very thorough and answered all my question!
- Anthony Smith
I highly recommend this company.
- Diana Perez
These are the guys to go to without a doubt.
I had, maybe a 15 minute phone call with Nick. This gentlemen was absolutely wonderful and knowledgeable while listening to my debt-situation. He gave me the best advice while still being able to offer professional support and I truly appreciate that. These are the guys to go to without a doubt. 100%. Thank you Nick.
- Connor Kilmain
Great people with best service.
- Tyler LeMar
Gave me advice on bettering my financial future.
Nicole didn’t necessarily help me regarding the program persay, she did explain to me how it worked though and gave me advice on bettering my financial future. I’m young, I’ve made mistakes and now it’s time to reverse them while I can.
- Logan Messenger
Nicole was the best.! I am grateful for her help. Will refer!
- Liz Pardo
- Distro 282
Joy Nelson personable people skills are “par excellence “
My experience with the credit counselor, Joy Nelson was extremely productive! Not only did she provide a reasonable resolve to my case, but her personable people skills are “par excellence “...!!!
Nicole brooks was very professional and so helpful.
Nicole brooks was very professional and so helpful. She made it comfortable and like it was the right thing to do.
- Sarah Johnson
Nicole: Very helpful!
- William Hamilton
Nicole was very helpful, knowledgeable, and gave me honest and great advice.
I had the pleasure of speaking with Nicole today. She was very helpful, knowledgeable, and gave me honest and great advice. Thank you Nicole. -sincerely Nichole with a H.
- Nichole Barrera
Christy was very nice and helpful. She did a wonderful job.
- Porsche Parham
Nichole was just great! Terrific debt consolidator!
- Carlos Adorno
- Robyn Mckerras
Christy was very pleasant to speak with. Helped me tremendously.
- Jennifer DeMoss
I am so very grateful for this program!
I am so very grateful for this program! Christy was so nice and professional. She really made me feel at ease and I am full confidence in her and Optical Debt Solutions!
- Donna Legas
Wonderful customer service from Tera Hintz!
Wonderful customer service from Tera Hintz! She handled all my questions and got everything taken care of for me!
- Skyler Christiansen
Very thorough. Will help me immensely for a while to build my credit.
- Martin Keller
Very helpful and knowledgeable!
- Jared Garcia
Nichole was very helpful to me and was very kind and had patience with me .
Nichole was very helpful to me and was very kind and had patience with me . I enjoyed having her to help me get started.
- Michelle Goodwin
Joy was very polite and empathetic, and extremely helpful. She explained everything fully.
- LeAnn McFarland
I'm looking forward to continuing working with him in the future.
Yes talking with Mark I felt so comfortable with him and he talked with me and help me pick out the best plan for me for my situation and was so helpful I really appreciated the time and consideration and I'm looking forward to continuing working with him in the future
- Terrika Allen
Terra was absolutely amazing.
Terra was absolutely amazing, she went through every detail with me and made sure I understood what I was signing up for!
- Helaina Hojnoski
I am very pleased with the service I was provided.
I was experiencing trouble with my debt and felt overwhelmed. I called and was connected with Christy Ashe and in less than 15 minutes she helped me with a very manageable plan to tackle my outstanding balances. I am very pleased with the service I was provided.
- Earl Sacks
I am satisfied and happy with the result!
- Vance Scott
The representative Terra Morgan that helped me was awesome.
The representative Terra Morgan that helped me was awesome. She made the whole experience very understandable she was very patient as well. Very nice person. I would definitely recommend optimal debt solutions. Very professional. Thank you Terra again!
- helen butler
I’m so glad I found I found them! I’m finally going to get on track with my finances!
I’m so glad I found I found them! I’m finally going to get on track with my finances and fix my credit at the same time! Christy helped me out through the process and even made sure to work with my schedule! Christy was the absolute best and was very professional and personable, I didn’t not feel like I was talking to a robot AT ALL!!! I would definitely recommend them to anyone who need extra help with finances or with their credit!
- carolina arambula
Nick was super helpful during a time of need and has set the standard of awesome Customer service.
Nick was super helpful during a time of need and has set the standard of awesome Customer service. Thank you, Nick
- Yossr Saihi
Terra was a really Great help with everything she helped me out with everything I needed.
Terra was a really Great help with everything she helped me out with everything I needed to know and then some very kind sweet helpful lady she is really like her good job Terra thank you for helping me out in this program alot worries off of me
- Christy Boyd
Terra Hints did an excellent job helping me understand the process of the program
Terra Hints did an excellent job helping me understand the process of the program, communication was amazing glad she was able to help me out!
- David Merrimon
I feel happy that finally, I have someone who can help me.
I felt overwhelmed with my debt and really need the help from anywhere. Then I looked thru many different places that I could think of but none of them has succeeded my expectation. However, I found Optimal Debt Solution and they transfer me over to Nick and he helped me so, much on the phone. I thought I will be hanging up the phone overwhelmed but he helped throughout the entire time. And I feel happy that finally, I have someone who can help me. Thank you, Nick and the company as well.
- Challenge PrinceJ
Can’t thank them enough for assisting me through this debt.
My financial situation has been something else since COVID to the point I wasn’t making my payments on my personal debt for months. After speaking with Joy, she clearly expressed how the program works and the benefit of applying for the debt relief. I was having to make about $500/month in payments and my payments have now be cut down below 200 and possibly even more after speaking with the creditors. This debt relief offer has really helped me see the light at the end of the tunnel for my personal loan struggle. Literally a huge relief not having to wonder how I’m going to come up with $500 a month to pay debt while keeping up with necessities as a college student working low hours at a minimum wage job. Can’t thank them enough for assisting me through this debt.
- Phresh W
100% Satisfied with the help from Nicole.
- Sadrie Rohedz
Terra from optimal debt solutions was amazing today.
Terra from optimal debt solutions was amazing today. She made me feel very comfortable speaking with her about my situation. And the payment where very affordable
- Nicole Mccoy
I highly recommend this company.
Joy Nelson, is very helpful and professionals deal her clients. I highly recommend this company. Thank you very much Ediza A Bell
- Ediza Bell
Strongly recommend if you have any issues with your credit, call Optimal Credit Solutions!
Joy Nelson was very helpful to all the questions I may have had, it was my first time ever taking this step I was very pleased with how fast and punctual she was at helping getting my matters resolved..And she was very kind. Strongly recommend if you have any issues with your credit and trying to fix it, call Optimal Credit Solutions and they are great at there job
- Janice Hume
This company is a top notch! Highly recommended!
- Jose Espinoza
GREAT JOB...Enjoyed The Service
Nicole is a very professional person, and she explains everything do to the core GREAT JOB...Enjoyed The Service
- Valerie Perkins
They are so incredibly amazing these people!
They are so incredibly amazing these people! My husband was so in debt and with Covid it’s been hard to keep up on payments. They got us into the program with payments we can afford and work with us if we need to move the payment date or whatever else we need help with! Would rec
Ms. Nicole from Optimal Debt Solutions loyalty to her customer base is outstanding!
Hello, Ms. Nicole from Optimal Debt Solutions loyalty to her customer base is outstanding. The moment our phone conversation started l could tell Nicole had a very warm rapport with everyone she comes in contact with. She followed up with me to ensure my feels wasn’t forgotten or lost in the process. I can tell she clearly enjoys the "people" aspect of her position. You can tell she consistently answers the phone with a smile and a friendly hello when you call. I look forward to working with Nicole through this process. She explained all in detail about the program and how it works.
- Sheree Rhodes-Sumrall
Highly recommend this company.
- Amisha Kearse
Guaranteed best service, they are very helpful!
- Michael Weber
Nicole was great!!
- Kita M
Non judgmental when hearing details of my personal situation.
Non judgmental when hearing details of my personal situation. Christy Ash was great and handled my case with sincerity. As I told her, the process was "almost painless". (Gmail ID is in my former name. I've been divorced for 2 years.)
- Pam Millsaps
I worked with Tara who was very professional and thorough.
I worked with Tara who was very professional and thorough. She was able to explain everything and was very transparent which made me more comfortable and confident to work with someone who understands hardship.
- Nayla V.
Christy Ash is the best.
Christy Ash is the best. I have nothing but praise to say about how professional and mostly personable she is. Kathleen Boylan
- Kathleen Boylan
Nicole was absolutely amazing.
Nicole was absolutely amazing. I got myself way in over my head and she was able to help me find the relief I needed. Nicole helped me set up the perfect plan that fits my financial needs and I don’t have to worry about anything. Looking forward to seeing the results.
- brandon skidmore
Terra was very helpful.
Terra was very helpful and I understood every thing she made it so easy and helped me thru everything & it’s the best program to use if you have credit problems or are behind on unsecured debt they make it easy to get rid of all of it so Thankful for them & they stay in touch and you can see what’s going on yourself Thank you so much Jerry & Mary Noe
- Mary Noe
Just wanna say thank you to Nicole for help me out with my debt.
Just wanna say thank you to Nicole for help me out with my debt really helpful with every question that I need answered and making me feel welcome and secured in this program that I desperately needed thanks again
- Sabino Jaramillo
I would highly recommend them!
- Kimberly Oreck
Nicole was tremendously helpful with getting my situation taken care of!
- Brandon Cox
Nicole made me feel very confident with my decision on my debt consolidation.
I spoke with Nicole Brooks. She made me feel very confident with my decision on my debt consolidation during these crazy pandemic days bye-bye 2020. Thank you Nicole for helping me through this process
- Janice Mann
Absolutely the best!
- Cece Anderson
I am so excited I signed up...Nick is a awesome employee and very helpful!
- Patricia Lopes
Terra hintz helped me 200 percent about this program I applied for.
Terra hintz helped me 200 percent about this program I applied for she made me feel comfortable and answered all questions I had and even explained everything about what will happen to a t she is very helpful and I’m happy I applied to this debt program thanks again terra
- John G
One satisfied customer here! they give out their best to help you!
- kathi Ford
Thank Nicole for kindness and helping me through this process.
Nicole was helpful, will see how it all works out. I just don't like that you may get tons of phones calls and that the credit card companies will keep sending you bills for months after you was approved. looking forward to getting some relief from high interest cards. hope all goes smoothly with this process. Again I Thank Nicole for kindness and helping me through this process. Also she is very patient.
- michelle barron
Nicole was amazing!
- charlette day
So professional and nice to work with!
So professional and nice to work with! Terra Hintz was the absolute best! She was so understanding and wanting to help us every step of the way! My waive and I are looking forward to a new start and new life. Thank you Terra
- Paul Lumsden
They have not only helped me, but they have helped my family.
Since the beginning of Covid I have had a drop in my clients, I'm a home health nurse and self employed. I have been struggling to pay my credit cards and struggling to just not use them, but with work being scarce and clients dying or going permanently to nursing homes, I have had to rely on credit more and more. Things became a bit better and I have two great, well paying clients. I also have a mountain of debt that I have been struggling to pay off. I can't seem to pay more than the minimum on any of them and was getting nowhere fast. I called and spoke to my own personal angel MISS CHRISTY ASHE!!! She has been so wonderful, even when I broke down. She took the time to explain everything, even the fine print, so I knew exactly what I was signing up for. She went over all my options and together we found the best fit and payment plan for me. I feel like a weight has been lifted from my shoulders. I know I'm not out of the woods yet....it's going to take time and patience...but with Christy's help and Optimal Debt Solutions backing me up, I know I will come out of this. They have not only helped me, but they have helped my family. Why are you still reading this!!!??? Call them right now!!!
- Jen Campbell
Very patient and will definitely help you through the process!
- Phyllis Conover
Highly recommend them!
- Linda Taylor
- Justin Tran
Absolutely the best! Can't wait to get their service again!
- Nate Miriello
Thank you very much Joy for helping me.
Joy was to talk to and she worked hard to get me worked in I want to thank you very much joy for helping me thank you again
- Janelle Goodman
100% reliable and will help you through the process.
- Jolene Cruse
Terra hurts is amazing and so helpful. Great customer service!
- Purplemonkey the Animator
erra was such an awesome help easy to understand very knowledgeable.
Terra was such an awesome help easy to understand very knowledgeable and compassionate I enjoyed going through the process of getting my financial life back together with this Great person
- Yenit Esquivel
Nicole was great!
- Marty D
Great customer service.
- Lauren White
Best company! Highly recommended.
- Karen Smith
I will Recommend her to my family and friends.
Nicole was very helpful and let me know all the details. I really appreciate her knowledge and compassion for her job. I will Recommend her to my family and friends
- Emma Browning
Handled my situation smoothly and efficiently.
Nicole was able to assist me months back when I wasn’t quite ready to join the program. I saved her extension and called back today and she remembered me! She was knowledgeable, friendly, and handled my situation smoothly and efficiently. I have all the confidence in the program and know who I can count on when I have questions. Thanks Nicole!
- Michael Robertson
I highly recommend them.
- Hilari Chiarkas
I’m so happy with the help I was provided.
I didn’t know the first thing about solving my debt. I was going to file for bankruptcy at only 24! I’m so happy with the help I was provided, it really only takes you calling and seeing what options they have for you!
- AshLynn Hensley
Great customer service.
I spoke with Nicole who was amazing and helped me out big time and great customer service.
- Collin Vaughan
Made me feel very comfortable during a very stressful time of my life.
I spoke with a consolidation specialist that made me feel very comfortable during a very stressful time of my life. They provided me a much lower monthly payment through their program and left me feeling very good about my situation giving me hope that I could be debt free and credit worthy again. Thank you for all your help, Steve.
- Stephen Saupe
Great and highly recommended.
- Teygan Moss-Grant
Very well said Details To Details. Thank you.
Abel Help Me With My Debt really Nice Guy. Very well said Details To Details. Thank you.
- Arminda Nimuan
I am happy, feel relieved, and no more anxiety.
Honestly, I had just let myself grow in debt, not really considering the effects of my recklessness, I ended up in more debt, higher then my yearly income. I reached to several different agencies, and I met Nick. I am now going to get out of debt, will have more cash every month, fix some credit issues, and I am happy, feel relieved, and no more anxiety. Thank you Nick! If you need assistance, call Optimal Debt Solutions.
- Keith H
What a breathe of fresh air. Thank you Nicole.
- Roxeen Gilbert